Importance Of Preventive Health Check-Ups In Health Insurance

Blogs | Preventive Health Checkups: The Need and Importance | Sarvodaya  Diagnostics "

The World Health Organisation (WHO) defines health as complete physical, mental, and social well-being and not just the lack of illness or infirmity. Physical health is essential, but today’s frail habits and sedentary routines make maintaining disease-free status a near-impossible task. Doctors advise getting regular preventive health checks because of this. One should learn about the disease as soon as possible to prevent complications.

What Do Preventive Health Exams Entail?

Our bodies occasionally risk contracting a disease even when we take all the necessary precautions, such as consuming a balanced diet, getting enough sleep, and exercising. As the name implies, a preventive health check-up is performed to identify any health issues early on. Preventative health examinations find and lower the risk before the actual onset of the disease. Regular check-ups can aid in identifying disease behaviour, medical conditions, and infections before they reach a dangerous stage. You can select the ideal Bajaj Allianz health insurance policy based on the outcome.

A Preventive Health Examination Can Identify Lifestyle Diseases

Preventive health examinations assist in lowering the financial burden by preventing the need for costly treatment at the critical stage by detecting the disease early. So, regular preventive medical or health check-ups are the secret to a healthier life.

What Are The Advantages And Crucial Components Of Preventive Health Examinations?

To live healthier and better lives, preventive health examinations are crucial. They offer early disease detection, which can prevent future severe harm. They also aid in determining how frequently you get sick.

Maintain A Health Log:

One can actively get regular check-ups done. They provide essential and moral health education while assisting you in staying current and equipped with the most recent medical information and technologies.

Promotes Leading A Healthy Lifestyle:

Preventive examinations encourage healthy lifestyle choices, promoting longevity.

Keeping Medical Costs In Check

Preventive health examinations can significantly reduce unexpected and sudden medical costs. Early disease detection is vital for managing the condition. A delayed diagnosis may necessitate costly treatment or even be fatal. You can also keep costs in check further by selecting appropriate health insurance online.

Tax Deductions For Preventative Medical Exams 

The Income Tax Act of 1961 should be understood before purchasing health insurance online. A total deduction of INR 25,000 is allowed under Section 80D of the Income Tax Act, plus an additional INR 25,000 is permitted for health insurance for parents. Additionally, the amount deductible if one or both parents are senior citizens is INR 50,000. Under Section 80D of the Income Tax Act 1961, one may receive tax benefits totalling up to INR 5,000 for preventative medical examinations. **

In summary, a preventive health examination is a way to spot changes in the body before they become serious. Most of the time, the body doesn’t initially exhibit any disease symptoms. Preventive health check-ups have many advantages, including early disease detection, which helps diagnose the condition early on and makes it easier to treat it, along 

with giving you the opportunity to avail any health insurance benefits. *

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*Standard T&C Apply 

**Tax benefits are subject to change in prevalent tax laws.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.